Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
I met a charismatic gent on FOX and friends named Sean Seibel. Sean has a unique way of working at Microsoft: User Experience Evangelist. Sean's work is to be on top of what is new and what's next in technology in the next 5-7 years. He is a futurist. He and I spoke in the green room before the show we appeared together on a segment regarding ATM skimming.
To be an evangelist of the user experience requires some vision, insight and the ability to go beyond what is current or obvious. Sean has proven his ability to see "more" to prevail on a gang of identity thieves who set out to steal millions of ATMs, but "only" left with $ 500,000.
Sean stopped at an ATM to get some money to pay her hairdresser. When he inserts his ATM card in the machine, he noticed a little resistance. Most people do not think twice about it. But Sean does not think like most people. Then the screen said the machine could not read his card so he tried again. The second time, the machine gave him an error message. Before he tried again, he thought of a report he had heard about devices that fraudsters attach to the outside of the card readers on ATM machines and wondered if this was the source of his problem.
He said, "I look at something and think, this can not be. No way. There are all these stories and myths about it, but actually I find in nature. "
Sean was face to face with an ATM skimmer, one he had just swiped his card through. His heart began to beat. Adrenalin was rushing through his body. He was concerned not only it could be scammed, but criminals could be very close, perhaps even behind him or watching However, this did not deter
Sean said..: "I tried to pull the green plastic surrounding the card slot and found that it peeled right next door." This ATM skimmer plastic had an integrated SD card to store all the stolen data. Sean entered the bank and informed the branch manager, who has never seen an ATM skimmer and did not know what to do. She took the skimmer and thanked Sean.
Then Sean remembered, numerous reports on ATM skimming, there are usually two parts to the ATM skimmer. One is the skimming device itself, the second is a micro camera placed somewhere on the machine, where it saves the PIN code of the user. The camera is often installed in a false brochure holder that tape to the ATM. In this case, it was behind a small mirror that alerts the ATM user to beware of "shoulder surfers."
Sean returned to the still operational ATM, where people were queuing for their money, and noticed a tiny video camera behind an additional mirror attached to the machine, positioned right on the keyboard where he could record the PIN codes of the user. do not be a bank employee and not wanting to alarm all iwaiting the people, he actually got in line, waited his turn (given that the skimmer was gone and nobody was in danger) and pulled the unit off the ATM.
he introduced camera to the bank manager, who responded by saying, "perhaps we should be close this machine down, huh?" Sean said: "I think it's a good idea" The bank manager contacted bank security, stop the machine and alerted the other banks in the area Identity thieves deducted $ 500,000 from their.. scam, rather than the millions they had stolen Sean Seibel had not thwarted their operation.
Some good advice Marite Ferrero, of CardSwitch Technology :.
- was skimming and continue to be the most common type of fraud related to ATM
- the criminals attach skimming devices over the card slots on ATMs to steal data as the machine reads the magnetic strip map.
- Hidden record casualties cameras typing in their PIN codes.
- more sophisticated criminals use wireless keypad overlays that transmit PIN laptop nearby, instead
cameras.
- The US Secret Service estimates that annual losses from ATM skimming total about $ 1 billion each year, or $ 350,000 per day.
- ATMs are more vulnerable than standalone ATMs.
- standalone ATMs in grocery stores or on the technology of using the street, which encrypts the PIN pad, which makes them more difficult for criminals to hack.
- standalone ATMs are often positioned near the watchful eye of cashiers or store owners, so it is more difficult to install skimmers without being caught.
- ATMs are also more heavily trafficked, which means more potential gain for criminals.
In addition, investing in identity protection against theft and to update Internet security software on your PC.
identity theft expert Robert Siciliano discussed in ATM skimming.
Robert Siciliano is CEO of IDTheftSecurity.com, an expert on identity theft, professional speaker, security analyst, published author and television news correspondent. Siciliano works with Fortune 1000 and start-up companies as a consultant on product launches, branding, messaging, representation, SEO and media. the thoughts and advice of Siciliano on all these issues often appear in both television and print media news, including CNN, MSNBC, CNBC, FOX, Forbes and USA Today. He has 25 years of safety training as a member of the American Society for Industrial Security. He is the author of two books, including The Safety Minute: Living on high alert; How to take control of your personal safety and to prevent fraud . He also established a partnership with Uni-Ball to help raise awareness of the growing threat of identity theft and provide tips on how you can protect yourself.