This is a message in our â € € ?? œReader Questions series of publishing real issue in our community. Ask your own question by visiting our contact form.
Q: My wife and I keep our financial accounts in our names. If I sign for LifeLock or Equifax it will also cover my spouse
A: The short answer is that each of these services, LifeLock to protect theft identity and Equifax for credit monitoring report, you and your spouse fully cover only if you are both subscribers.
LifeLock makes it very easy for married couples to sign for their protection service against identity theft at the same time, as they will both register on one form. You can even sign your kids to protect against identity theft of children LifeLock (Editor's note: all parents should read our identity of the child protection guide against theft to find out why they need to protect their children against identity thieves).
Equifax has not shared entry form for married couples. However, the registration process can be completely safely and securely online. Once you've signed up, you immediately get online access to your credit report and your credit score, including your FICO score is the score most lenders use.
We strongly suggest that you and your spouse sign up for these services individually for complete protection and insight. In only covers you that you will not see new account identity theft perpetrated against your spouse. In addition, you and your wife have your own credit file. Credit bureaus do not combine when you're married, you have visibility into your woman credit report and score if it does not sign for monitoring credit report in his own name.