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Q: What if some of the cards / loans, etc. are listed in my name and some in the name of my husband. Should we set up "two" separate accounts to receive the credit information or can we receive information about the two of us in the same report? Thank you!
A: Yes, you and your husband will each need to request your own credit reports with all three credit bureaus (Equifax, Experian and TransUnion) in order to obtain a complete picture of your current credit health. Accounts such as credit cards and loans that are in your name will appear on your credit reports and accounts in your husband's name will be displayed on the report.
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