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Q: Do the Equifax Credit Reports with Score Power show the approximate drop dates for cards due or loans
A credit reports provided by Equifax not indicate when negative information, such as negative accounts, accounts that were handed over to a collection agency, or public record information, will eventually expire and be removed from your credit report. However, in general, you can expect missed payments by credit card and loan stay on your report for 7 years from the time of the crime. An account that has been handed over to a collection agency can stay on your report for 7 to 10 years. Unpaid tax liens remain on your report indefinitely, but paid tax liens fall after 7 years. Foreclosures remain on your report for 7 years. Bankruptcies remain on your report of 7 to 10 years.
You may also be interested in our detailed guide on how to read, analyze and challenge your Equifax credit report. To learn more about credit monitoring services, see our reviews and comparison chart.