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Q: I ran my credit scores and in October 2008. Do I need to run another now. I binding to apply for a mortgage, I was pre-approved by a lender, but I doubt it.
A: We recommend that you check your credit report and score at least once a term and potentially more frequently if you are shopping for a loan because of new information constantly reported to the three major credit bureaus (Experian, Equifax and TransUnion). Keep above information in your credit report can literally save you hundreds or even thousands of dollars on a loan.
The best way to stay on top of your credit report is to sign up for a credit report monitoring service that will alert you to any changes in your credit report. Our classified surveillance service of high credit report, Identity Guard, gives you reports and free credit scores from all three bureaus when you sign up for a free trial of thirty days of credit monitoring and quarterly reports and scores from all three bureaus thereafter.