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Q: What is the best way to get my free credit report
A: The Fair Credit Reporting Act (FCRA) allows you to receive a free credit report per year from AnnualCreditReport.com. Credit reports can be requested online or by phone. If you ask an online credit report, you will receive immediately, but those charged by phone may take up to 15 days to process. Learn more by visiting www.annualcreditreport.com more.
If you wish to receive more frequent access to your credit report and the credit monitoring that will alert you to any changes in your credit report as they occur, we suggest you consider a monitoring service credit report. Equifax Score Power offers with monitoring your credit reports with all three credit bureaus as well as access to your Equifax credit reports and FICO score.
You can learn more about Equifax Score with other credit report monitoring services by visiting our Power and comparison of credit report monitoring services.