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Q: If I check my credit score does it affect my FICO
A: check not personally your credit report is called a "soft pull" and will not negatively impact your credit score in any way. You can check your credit report and score as often as you want without consequences. We recommend that most consumers to check their credit report and your credit score at least once per quarter and more frequently if you are shopping for a kind of credit as a mortgage or car.
When you allow a lender to check your credit, it is called a "tough draw". This may have an impact on your credit score, so it is a good idea only to apply for credit cards and loans you really need. That said, credit bureaus can see when shopping for a loan and will usually handle multiple credit applications to lenders for the same type of loan as one inquiry.
We believe that the best way to keep an eye on your credit report is to sign up for a credit report service that provides three bureau credit monitoring and access to your reports credit and credit scores. You can read our report and comments of credit report services by visiting NextAdvisor.com.