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Q: monthly fees that you quote per person or family are they? The reason I ask is that I recently told by Equifax I had to pay a monthly fee to monitor my credit and a monthly rate credit monitoring my wife. Why? Because some of our credit cards were in his name, a little on my behalf. I say two charges were outrageous and stopped their service. But now I wonder, since prices are all about the same, if another company would be cheaper. What is your advice
A: Since the three credit bureaus maintain credit files on an individual basis and not to merge the credit records of married couples, it is typical for credit report monitoring service charge per person. As a married couple, some of your accounts and information are likely to overlap, but a large part of your credit history differ, as well as your credit score. And if an identity thief had opened a fraudulent account in the name of either your or your wife, it seems that on a credit report. To get a clear picture of your current credit health and detect new account fraud, we recommend that you and your wife each enrollment in a credit monitoring service. Our comparison chart credit report monitoring should make it easy to determine which service best meets your needs.